Life's Like a Football Game The biggest diverse, invasive or pervasive culture that human kinds knows is football and I love the fact that at the altar of football human kind can come worship and celebrate. -- Former Newcastle player Andy Harper Football is an amazing game. The thrill... Read more

Don't Die Like an Idiot: Create a Living Trust I confess that the title of this post is bit denigrating, but you will like it once you read this article in New York Times. We avoid thinking about our death and our taxes -- both are inevitable! Roman Blum, a holocaust survivor, left $40,000,000 estate... Read more

How to Build Wealth: A Do it Yourself Guide Investing is intimidating for most of us mere mortal souls. With so many ways to invest -- and so many products to choose from -- it has become a task as difficult as a task for a kid to decide which candy to buy from a candy store. We often ignore the hidden... Read more

The Fetish of Consumerism It is by the goodness of God that in our country we have those three unspeakably precious things: freedom of speech, freedom of conscience, and the prudence never to practice either. -- Mark Twain The assault on saving,  by our media,  is a common phenomenon.... Read more

The Greatest Irony of Life Sanity and happiness are an impossible combination -- Mark Twain Life is full of ironies. Those who cherish their freedom are often enslaved by the ball-and-chain of debt; those who consider their self-worth by the type of car they drive often deprive themselves... Read more

Is the Stock Market too High? In the short run, the market is a voting machine but in the long run it is a weighing machine. -- Benjamin Graham The stock market is flirting with new highs in last five years and euphoria is omnipresent: pundits on TV tell us that it's insane to miss the boat.... Read more

My Plan B for Retirement The most successful people are those who are good at plan b. -- James Yorke I am not a travel fanatic. But I believe that you ought to leave your safe harbor to explore the world. The experience and wisdom you gain in a short journey equates to years of reading. My... Read more

The Only Key to Your Financial Freedom What consumerism really is, at its worst is getting people to buy things that don't actually improve their lives. -- Jeff Bezos Have you ever entertained thoughts to find a single key to your financial freedom? We all have. Surprisingly, there is one key to... Read more

You can Make Six Figure Without A College Degree Education consists mainly in what we have unlearned. -- Mark Twain Our world is going through a major transformation. You can hardly sense this unless you reflect on your life and how this transformation has changed the way you live now vs how you lived just... Read more

Happiness is not an Entitlement For every minute you are angry you lose sixty seconds of happiness. -- Ralph Waldo Emerson I find it somewhat amusing and ironic that those of us who write about personal finance seldom get credit for why we focus on this very subject. We aren't writing with... Read more

10 Super Tips to Save Money Now A Banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain. -- Mark Twain Do you know that 80% of working people hate what they do? Why would these people enslave their happiness to an 8 hour prison... Read more

How to Build Kick-Ass Credit Score When a person has no need to borrow they find multitudes willing to lend. -- Oliver Goldsmith Let's face it, unless you've hit the jackpot or you have patience to save enough money to buy your home or a car, you have no choice but to build kick ass credit score. Whether... Read more